Home insurance (or house insurance cover) financially protects your home. It can help you and your family if you experience events like theft, fire and floods.

Home insurance has two parts:

• Buildings insurance covers the bricks and mortar, contents insurance covers your belongings. You can combine both.

• Protects your home’s structure and outbuildings too.

• It covers any permanent fixtures and fittings, such as plumbing, wiring and kitchen / bathroom fittings for things like fire, theft and storm.

• Protect the things you own in your home.

• It includes cover for household goods, furnishings and clothing for things like fire, theft and storm.

What is landlord insurance?

• Landlord insurance covers the risks you face when letting or leasing a property that standard building and contents insurance may not cover. Also known as buy-to-let insurance, it covers you for damage to the buildings or to your contents against a range of perils such as flood, fire, burst pipes or storm. You can also choose from several optional covers like accidental damage, loss of rent, landlord emergency and legal expenses cover which covers the costs and expenses in dealing with a range of legal matters such as contract disputes, tax and VAT investigations, repossession and eviction of squatters.